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Your Rights to Your Credit Reports

Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion to give you a free credit report every 12 months if you ask for it. They also make it easy to accomplish many credit-related tasks right from your computer. Visit today to learn more.

Your credit reports matter.
  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
  • Reviewing credit reports helps you catch signs of identity theft early.
FREE Credit Reports Federal law allows you to:
  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. To verify that this is the official site, visit www.consumerfinance.gov/askcfpb/311/how-do-i-get-a-copy-of-my-credit-report.html.

Don’t be fooled by look-alike sites. You can be sure that you are on the right site if you type www.AnnualCreditReport.com in your browser address line. Don’t come to this site by clicking on a link in another site or in an email.

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